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How To Get Out Of Student Loan Default
When you miss a payment for your student loan, you risk getting into student loan default. It’s important to adhere to the repayment agreement you made when applying for your student loan. Failure to do so may make your loan get into default. A default student loan is one of the worst things that can…
Read MoreHow To Avoid Financial Crisis Amidst The COVID-19 Pandemic
The Coronavirus pandemic has threatened our health, economy and in turn our finances. The whole situation is stressful and people are on the verge of, if not already panicking. One mistake during such times is making grave financial decisions that can put yours in a pit that will last longer than the pandemic itself. This…
Read MoreDetermining The Order To Pay Off Your Debts In
When you have multiple lines of debt, it’s often difficult to decide how to arrange them or pay them off. Most people choose between two options. Either to pay off the debts with the highest interest first going down to the lowest. Another option is paying off the smallest debt first and going in that…
Read MoreHow To Set Up A Debt Repayment Strategy
Debt repayment is not as hard as it sounds, especially when you have a solid plan. Planning for your debt repayment process is equally as important as execution. You can’t just wake up and clear all your debt in one go unless you have all the money and in that case, you don’t need to…
Read MoreHow To Avoid Making Late Payments
Late credit card payment often has a great toll on your credit score and overall credit history. Sometimes you might not even intend to miss a payment but due to the way life is busy and you might have multiple lines of credit, it’s almost easy to find yourself missing payments. Missing payments is avoidable…
Read MoreHow To Interpret Your Credit Score
Your credit score is a summary of your financial decisions in the form of a three-digit number. Most lenders, employers or even landlords often take a look at a person’s credit score before deciding whether or not they can lend you money. Hire you or lease you a place. Your entire credit history is summed…
Read MoreChoosing The Best Debt Repayment Strategy
Paying off debt is not as easy as just making automated payments. It’s important to have a strategy for how you’ll pay off your debt. Pick a strategy for your debt repayment that helps you stay on track and pay off all your debts and come out on top of your debt situation. In this…
Read MoreImportant Questions To Answer Before Paying Off A Debt Collector
Yearly, people complain against their debt collectors and often wonder if they are being granted fair treatment. Debt collectors aren’t always professional and it is imperative to ensure you are paying your debt under the right conditions and avoid future problems. It is everyone’s basic right to receive appropriate services regardless of whether you’re in…
Read MoreHabits Of Debt-Free People
People without debt often act the same. They have the same characteristics and often display similar financial decisions and spend similarly. If your goal is to become debt-free and attain financial independence it is imperative to mimic the habits of debt-free people in hopes that you too, will behave similarly and ultimately attain financial independence.…
Read MoreHow To Achieve Financial Freedom
Do you dream of complete freedom and independence towards your finances? Do you ever wonder how you’ll pay for something? What if you no longer had to stress about such things? What if you could pay the bill without thinking twice? After a week, you would have completely forgotten that you ever paid for the…
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